Building & Contents Insurance Cover can include accidental damage, personal belongings, home emergency and legal expenses
Buildings insurance is a policy that covers the actual structure
of the building itself. Most policies give protection for things
like fire, flooding, damage caused by burglars, and even possible
events.
Buildings insurance can be taken out to cover not just the replacement
of the property itself, but also fixtures and fittings. Such as
kitchen and bathroom fittings.
Buildings insurance can also include things like garages, exterior
walls and garden sheds.
Contents insurance protects all of the general belongings in the
home. Typically this means clothing, furniture, electrical goods,
and personal items like jewellry and other personal possessions.
High value items such as items of jewellry.
Home insurance cover which includes buildings insurance and contents
insurance can be purchased, or just one or the other.
Protection inside and outside the home
Both Buildings and Contents insurance will
often include as an add on accidental damage.. You may also be able to get cover
for contents in your garden, such as a bike in a garden shed or gardening tools
left outside.